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Bad Credit

Happy couple got their car approved with low credit score

7 Things You Need To Know When Getting A Car With Bad Credit Score

Getting a car is not that easy. It is one of the most expensive investments you can make, just like when you invest in a house or a property. It becomes even more difficult when you have a bad credit score. But, don’t lose heart. There are still a number of ways for you to get that dream car even when you don’t have a good credit score. There are still car loans that are made available for people with bad credit. You just need to know the steps to take and be careful when you do your shopping so that you don’t end up making the wrong decision.

Improve Bad Credit

Helpful Steps to Improve Bad Credit

While it is possible to live with a bad credit in the United States, it can also be tough. People with bad credit experience have difficulty in so many things and find everything more expensive. An example is the higher interest rates charged for drivers with bad credit scores. Your credit score will also be the determining factor on whether you will be required by a company to pay a security deposit when you do your purchases or not. Banks also check your credit scores when you apply for a credit card or a loan, and even in the near future, more and more companies will be practicing credit check. While credit repair is crucial to saving money on insurance, credit cards, and loans, these are not the only reasons on why you need to repair your credit. With a better credit score, you will be

Fixing Bad Credit

Guide to Fixing Bad Credit

Your bad credit on your credit cards can be one of the major reasons why you get turned down on your loan applications. And if you are looking for ways on how you can fix the situation, don’t worry because you can make it happen. All you need is time, patience, and change of habits. There is no better time to take steps to support your credit than today. A study conducted by the Federal Trade Commission in 2013 has found that one out of four consumers gets an error in their credit report which could possibly have a negative impact on their credit scores. You should carefully look out for these errors because you are not supposed to be paying for the mistakes you did not make in the first place. Here are the most common errors you should be looking for: